6 Best Travel Credit Cards -

Best Travel Credit Card is the modern solution for traveling around the world. With the rewards and benefits of the best travel credit card, you can save thousands of dollars and experience a desired lifestyle at a dime. Travel cards allowed you to fly in economy, business class, and first class, oftentimes for less than the cost of the respective class tickets. This article will cover the top six best travel credit cards.

Table of Contents

1.0 Best Travel Credit Cards

Traveling is an expensive venture, so it is important to be aware of some of the strategies that can be used to minimize or save costs. One available strategy is to use travel miles points provided by big banks here in the United States of America. This article will examine the Best Travel Credit Cards based on your spending patterns and income level.

2.0 Criteria Used to Determine the Best Travel Credit Card

Several criteria have been used to determine the best travel credit cards. These criteria include the sign-up bonus, the earnings, the benefits, and the annual fee. Of course, the final ranking is based on which credit card offers more benefits than the other. The way these cards are structured is based on how the majority of people will get the most value from them. The next part focuses on the respective credit cards.

2.1 Barclays Advantage Aviator Red World Elite MasterCard

The sixth best travel credit card is the Barclays Advantage Aviator Red World Elite Mastercard or the American Airlines card. It offers a sign-up bonus and 60,000 American Airlines miles after you make one purchase, such as a packet of gum. The ease of earning these miles makes this card a powerful tool for your travel plans.

Rewards and Benefits:

If you buy something on Amazon, you get 60,000 miles. If you go fill up at the pump, you get 60,000 miles.
This card will earn you two American Airlines miles for every eligible dollar you spend on American Airlines purchases.
You will earn one American Airlines mile for all other purchases.
This card will give you a $25 credit for in-flight WiFi every year.
This card will give you a 25% discount in the form of statement credits if you make any purchases for food and beverage using the card on an American Airlines flight by having.
With the card, you will also get a free checked bag.
You will be in boarding group 4 of 9, so you might have a chance to carry on your carry-on, and if you put much spending on this card, such as $20,000 of spending a year, you will get a companion to J Kitt which you can pay $99 for a guest plus tax and fees. If you bought a $1000 flight, you could add a companion. They pay 89 dollars plus the associate taxes and fees.
The annual fee is $99. This card is 100% worth it because you can buy American Airlines miles for Henning the dollar 60,000 miles for a $99 annual fee.

2.2 US Bank Altitude Reserve

The fifth best travel credit card on our list is the US Bank Altitude Reserve. This credit card comes with several benefits and rewards.

Rewards and Benefits:

These benefits include a sign-up bonus of 50,000 points after spending $4500 in the first ninety days. The value of these 50,000 points on the low end is 500 dollars; on the high end, it is $750 in earnings. The potential value of these rewards will surely excite you.
This card will earn five points for every value you spend booking prepaid hotel and car rentals through the Altitude reward center.
You will also earn three points for every dollar you spend on travel and mobile wallets.
If you link your reserve card to Apple Pay, Google Pay, or Samsung Pay, every transaction that goes through is 3x, and you will earn 1 point for every dollar on all other purchase’s benefits.
This card will give you eight entries into the Priority Paths lounge network annually. For those unfamiliar with Priority Paths, it is an extensive network of airport lounges operated domestically in the US and abroad. They could include showers, day beds, and free food. You get incredible experiences through the airport, where you do not have to worry about food, WiFi, or even showers.
This card will also provide you with credit to global entry. When you have global entry, you automatically get a TSA pre-check. Those are the people who get to keep on their shoes and keep their laptops in their bags as they go through security; on the card, they provide you a $325 credit for things that cover travel and dining.
The annual fee comes in at $400. Remember, there is a $225 credit that can be applied to travel at dining. Therefore, you are only paying $75 a year for the card. The exclusivity of these benefits will make you feel privileged.

This card is the only card on the list focused on cash back. Moreover, the reason is that not everyone always wants to transfer partner this transfer partner, and some people would instead take their points in the form of cash because cash is tangible. Having 123 million points means nothing if you are unable to use them. Whereas if you had 100,000 points and converted that to $10,000 and invested $10,000, that would be a much more tangible use of those set points. This card, in addition, is a 3x earning card as long as you attach it to a mobile wallet.

2.3 American Express Hilton Aspire

The fourth best travel credit card on the list is the American Express Hilton Aspire

Rewards and Benefits:

Has a sign-up bonus that will earn you 180,000 Hilton points after spending $6000 within six months. These 180,000 points are enough to put you at least two nights in an over water villa in the Maldives.
This card will earn 14 points per dollar spent at eligible Hilton properties. You will earn seven points per dollar spent on select travel. That includes paying for airfare directly with an airline or through AMEX travel and car rental purchases through select vendors.
You will earn seven points for your dining expenses.
With this credit card, you will get Hilton’s diamond status, which is their highest tier status. This would make you eligible for things like upgrades by just having the credit card without spending a single day at a Hilton.
The card will also give you a free night certificate to be used anywhere in the world. You can eventually land three nights at an over water villa at the Conrad property they have out there.
The card will also provide you a $400 credit to Hilton every year that you can use: $200 in the first half of the year and $200 in the second half.
You will also be given a $200 flight credit that you can use as $50 credits every quarter, and you will get a $100 Hilton on-property credit for booking two-night minimum stays in a non-travel benefit.
You can get protection for items you purchase that are either damaged, stolen, or lost. If you lose it, you can file a claim, and that is limited to up to $10,000 in a single claim and up to a limit of $50,000 of claims in a year.
The card has a hefty annual fee of $550. However, if you have a Hilton card, you will effectively take advantage of that $400 Hilton property credit. The annual fee becomes $150, and if you fly enough and want to charge it off to your Hilton card, $50 every quarter, that is $200 a flight credit effectively.

2.4 American Express Gold Bonus

The 3rd best travel credit card is the American Express Gold bonus.

Rewards and Benefits:

This card has a bonus that ranges from 60 to 75,000 points after you spend $6000 within six months on the low end. This value may be less than $600 on the high end, well over $5000.
This card will earn four points for every dollar you spend at restaurants.
You will also earn four points for every value you spend at grocery stores, up to a limit of $25,000 spent in the first year.
You will earn one point for every value you spend at a grocery store. This provides 3 points spent on airfare for booking airfare directly within the airline or through mixed travel, and you earn 1 point for every dollar spent in all other places benefits.
The two benefits that stand out on this card are the $120 dining credit you get yearly. They are split out monthly. This means that you get 10 Per month and the $120 Uber credit that can be used for Uber Eats or regular Uber that’s also split out monthly, so it is again $10 every single month. The combined total would be $240 of an annual eating credit.
The American Express Gold also has transfer partners, and here’s where you can unlock thousands of dollars in free value with a plethora of transfer partners. For example, Air France, specifically the Flying Blue program, comprised of Air France and KLM, can now book flights from North America to Paris. If you fly a business class, it will cost you three to 5000 dollars instead.
Remember, the sign-up bonus for this card can range from 60 to 70,000 points. Therefore, the bonus from this card is enough to get you over to Paris in business class instead of paying thousands of dollars out of pocket.
This card comes with a $250 annual fee. However, remember that the $204 of total eating credits makes this a $ 10-a-year card. Therefore, American Express can be rated as an AA travel card. There are no foreign transaction fees, and it has transfer partners, all of which are elevated earnings. However, it is also just a great everyday card. 4x restaurants, 4x groceries.
You do not have to travel to get value out of this card, as sometimes, just having an elevated sign of bonus earnings will give you the maximum value.

2.5 Capital One Venture X

The second best travel credit card is the Capital One Venture X.

Rewards and Benefits:

This card will earn 75,000 points after spending $4000 within the first three months. Similarly, on the low end, the 75,000 points could be worth 100 dollars on the high end.
When you transfer thousands of earnings effectively, this card will earn 10 points for spending on the prepaid hotel and car rental you booked through the Capital One travel portal.
This card offers a $300 credit for travel redeemed to Capital One Travel every year.
You will also get a 10,000 mile or equivalent to a $100 credit just by having the card every year.
Capital One Venture X will also give you access to priority paths. Moreover, unlike the altitude reserve, it is not limited to 8. It is unlimited, and you can bring in guests and add free authorized users to the Venture X. If you want to give to a spouse or maybe one of your kids. You can add them as a free authorized user, they can get a priority pass for free, and they can go and enter priority pass airport lounges. They can bring in guests with them.
This is one of the best credit cards than other cards in this category, namely the Chase Sapphire Reserve and the American Express Platinum; those cards charge you to add authorized users. You can add free authorized users to get the priority pass.

This card will also give you a $100 credit for global entry, such as through TSA pre-check. As far as transfer partners are concerned, there’s a massive list. This card has a $395 annual fee. Remember, you’re effectively getting $400 of total travel credits. That would mean $395–$400.

2.6 Bilt MasterCard

The 1st best travel credit card is Bilt MasterCard; the only travel card on this list is 100 percent free.

Rewards and Benefits:

With this card, you can earn points for rent and up to 100,000 points from rent alone every year.
The benefit of the built MasterCard that puts this at the top is its transfer partner list. The build MasterCard transfers point to some of the world’s most valuable hotel and airline programs. Remember the other card mentioned in number six (6), the Barclays American Airlines card. Nobody transfers to American Airlines unless you get a Barclays American Airlines card or a Citi American Airlines card. Chase American Express Capital One. Nobody transfers to American Airlines, however, the Bilt card does.
With a Bilt Credit card, you can transfer your free rent to one of the most valuable airline programs in the market.
In addition to transferring to American Airlines, a Bilt Credit Card can be transferred to partners like Hyatt, Air Canada, and the Emirates program. You have the Flying Blue program comprised of Air France and KLM. There are just so many valuable transfer partners.
This card’s no annual fee makes it the best. The card also provides cell phone protection and auto rental coverage. The card has no foreign transaction fee. If you pay rent, jump on the card.

3.0 Conclusion

If you want a no-annual-fee premium travel card, jump on the card because all the cards we have discussed that have transfer partner abilities, AMX gold Capital One, all come with an annual fee. Bilt Credit Card is the only card on this list with no annual fee, and it is the only premium card with no annual fee that offers you the ability to transfer your points to somebody else.

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